Freitag Family Insurance Agency

For many people approaching age 65, Medicare feels like something they should understand, but often aren’t quite sure where to start. After years of employer coverage or private insurance, the terminology alone can feel unfamiliar. It’s very common for people to have a few simple questions before they begin looking more closely at their options.

One of the most frequent questions we hear is whether someone must enroll in Medicare right when they turn 65. The answer depends on the person’s situation. Some people are still working and have coverage through an employer, while others are preparing to retire and need Medicare to begin right away.

Another question people ask is about the different “parts” of Medicare. Parts A and B make up what many people think of as traditional Medicare, while other options may include additional coverage for prescriptions or medical costs not fully covered by Medicare itself. Understanding how these pieces fit together is often the first step toward making confident decisions.

We also hear from many people who simply want to know when they should begin learning about Medicare. In most cases, starting about three to six months before turning 65 provides plenty of time to understand the basics and avoid feeling rushed.

I’m John Freitag, and my wife Stephanie and I have grown the Freitag Family Insurance Agency here in Trevose. Education has always been an important part of the work we do with neighbors throughout Bucks County.

To help people get started, we host free monthly Medicare Made Simple workshops at the Sarah Mitchell Community Center, 1500 Desire Avenue. These sessions focus on explaining the fundamentals of Medicare in a clear and straightforward way.

Our next workshop will be held Tuesday, April 28 at 6:30 pm and is open to the public.

For more information or to reserve a seat, call 267-255-8774.